Financial Institutions and Basel II

Basel II is here, almost.

Credit Baseline - A Software Solution

For the last few years we have been working in partnership with a local financial institution to develop a Basel II 'solution' for smaller and mid-size financial institutions.

It is a Commercial Loan Origination System called 'Credit Baseline' (and with its very own web site here).

But it is also much more than that. See the graphic below.

As well as providing an end to end commercial loan origination process, it provides a Basel II enhanced view of all your lending portfolios and client relationships, across all commercial and retail lending portfolios. 

Basel II - Consulting

Obviously preparing for Basel II requires a lot more than the installation of a software solution. With many years in bank management experience, we can assist your financial institution to best meet the Basel II challenge in a practical and hands-on manner.

Call to see how we might be of assistance.

Credit Baseline - An Overview

Commercial Loan Origination and Portfolio Risk Management Solution 

As a financial institution, can you:

• Record and store commercial client financials?
• Rate those financials using external benchmarking (KMV Moody, D&B etc)?
• Grade commercial client using financial and behavioural criteria in structured way (ie on-line CRGS)?
• Record potential deals and track through loan approval pipeline
• Produce standard loan application for commercial clients?
• Calculate expected and unexpected losses at customer and portfolio levels?
• Track credit risk by industry, geography, product, etc etc?
• Stress test your credit portfolios?